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Mobicred Casinos South Africa

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Melissa Kruger
Melissa KrugerE-Payments & Casino Payout Specialist
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If you’re looking for a way to deposit now and pay later at South African online casinos, Mobicred is one of the only options available. While it’s commonly used for online shopping, Mobicred can also be used to fund your casino account — but only at select sites. Right now, LottoStar is the only online casino and betting platform in SA that accepts Mobicred. 

If you want to play today and pay in monthly instalments, this guide will show you how to get started.

Online Casinos Accepting Mobicred South Africa

While Mobicred is a well-known digital credit provider in the country, it’s not yet widely accepted by ZAR online gambling sites.

One exception is LottoStar. It’s currently the only notable platform offering this option, making it a go-to for Mobicred users who want to play online.

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What is Mobicred?

Mobicred is basically a digital credit account. You apply online, and if you’re approved, you get a spending limit (like a credit card). When you shop at a store that accepts Mobicred, you can choose it as your payment method at checkout. Instead of paying the full amount upfront, you pay it off in monthly instalments.

Mobicred

It’s super handy if you want to spread the cost of bigger buys, and your repayments are all managed in one place. Just remember — like with any credit, you’ll need to pay interest and a small monthly fee, and your account needs to be in good standing to keep using it.

In short? If you want flexible payments for online shopping in SA, Mobicred’s worth checking out.

How Does Mobicred Work?

Mobicred is a digital credit facility, not a traditional standalone payment method like a credit card or EFT. That means it relies on third-party platforms (payment gateways) to:

  • Safely connect your Mobicred account to the online store

  • Handle the transaction in real time

  • Make sure everything’s secure and fully verified

  • Ensure the merchant gets paid immediately

When you choose Mobicred at checkout, you’re actually using it via a gateway like Payfast, PayU, Peach Payments, or Adumo Online. These platforms handle the secure communication between your Mobicred account, the merchant, and your bank.

In simple terms, the payment gateway acts as the middleman. It verifies your Mobicred details, checks that you have enough credit available, and processes the payment instantly. The merchant (like LottoStar) gets paid in full upfront, and you repay Mobicred in monthly instalments.

Pros & Cons

Pros
  • Check IconBuy now, pay later in flexible monthly instalments.
  • Check IconFast online approval process for qualifying users.
  • Check IconWorks securely with trusted gateways.
Cons
  • Close IconOnly a few betting sites accept it.
  • Close IconCan’t use for withdrawals.
  • Close IconInterest and admin fees apply if not paid quickly.
  • Close IconRequires a good credit history to qualify.
  • Close IconNot ideal if you don’t use it often due to monthly fees.

How to Deposit Using Mobicred at Online Casinos in South Africa

Mobicred is mostly known for online shopping, but you can also use it to fund your account at certain licensed online casino sites in South Africa. Unfortunately Mobicred isn’t available to withdraw money from your betting wallet.

Here’s how to use Mobicred to deposit and start playing:

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1. Apply for a Mobicred Account

Go to mobicred.co.za and complete the short online application. If approved, you’ll receive a credit limit (up to R50,000) based on your financial profile.

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2. Activate Your Account

Once your account is set up, you’ll receive login details for Mobicred. You’ll use these every time you make a deposit on a supported casino or betting site.

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3. Sign Up at a Casino That Accepts Mobicred

Currently, LottoStar is the only major South African betting site that accepts Mobicred, and it does it through PayFast, a trusted local payment gateway.

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4. Go to the Deposit Page

Log into your casino account and go to the deposit section. Choose PayFast as your deposit method.

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5. Select Mobicred in PayFast

Once redirected to PayFast, select Mobicred from the list of payment options. Then log into your Mobicred account and confirm the deposit.

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6. Approve the Transaction

You’ll receive a one-time PIN (OTP) via SMS. Enter the OTP to authorize your deposit. The funds will reflect immediately in your betting account.

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7. Repay Over Time

Mobicred will add the amount to your monthly statement. You’ll pay it back in installments via debit order or EFT. You can also settle early with no extra fees.

Mobicred Casinos South Africa

At the time of writing, LottoStar is the only real money online casino in South Africa that accepts Mobicred. It’s not widely available just yet — but if you’re looking to deposit now and pay later, LottoStar is currently your best option.

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Lottostar

LottoStar is one of South Africa’s most well-known and trusted betting platforms. It’s fully licensed and offers a massive range of games — including over 1,000 live games, slots, scratchcards, crash games, and even unique fixed-odds betting games called Slotteries. Overall Lottostar’s site is slick, mobile-friendly, and easy to navigate.

How to Deposit with Mobicred on LottoStar

Since LottoStar uses PayFast as a payment gateway, you’ll use that to access the Mobicred option. Here’s how to do it:

  1. Log into your LottoStar account

  2. Go to the Deposit section

  3. Choose PayFast as your payment method

  4. On the PayFast screen, select Mobicred

  5. Log into your Mobicred account and approve the transaction

  6. You’ll get an OTP (One-Time Pin) on your phone to confirm

  7. Once approved, the money reflects instantly in your LottoStar balance

Easy, fast, and you get to pay it off later in monthly instalments.

Safety and Security

LottoStar is licensed by the Mpumalanga Economic Regulator, and all payments are processed securely through PayFast, which is one of South Africa’s most trusted payment gateways. When using Mobicred, your login and payment details are encrypted and protected at every step, including 2-step verification with OTP.

If you run into any issues while depositing with Mobicred, LottoStar’s customer support team is super helpful. You can reach them via live chat, email or phone.

Alternatives to Mobicred on LottoStar

Not keen on using Mobicred? No worries – LottoStar has a long list of payment options:

Mobicred Application Process – How to Open an Account

Want to try out Mobicred? Here’s how to open a Mobicred account and get started:

1. Before you apply, make sure you meet the Mobicred requirements and have everything you need to qualify for a Mobicred account. You must:

  • Be 18 or older

  • Have valid South African ID

  • Have a bank account in your name

  • Have a working email address and cellphone number

2. Go to the Mobicred website (mobicred.co.za) to begin your application.

3. Click on “Get Sarted” in the top right corner and then “Open an Account.”. This will take you to the online application form.

4. Fill in your personal and financial details. Include your ID number, contact info, income, and employment details.

5. Submit the application and wait for a response. You’ll usually get an instant decision on whether you’re pre-approved.
6. If pre-approved, accept the terms and conditions. Carefully read through them and agree to move forward.

7. Upload your supporting documents. This includes a copy of your ID and recent proof of income, like payslips or bank statements.

8. Wait for final approval. Mobicred will do a final check and let you know via email or SMS.

9. Once approved, activate your account. You’ll receive login details so you can access your credit account online.

10. Start using Mobicred to shop or make deposits. Use it at participating stores or betting sites by selecting Mobicred as your gambling payment method at checkout.

Important Notes:

Mobicred Login Process

​Accessing your Mobicred account online is straightforward and allows you to manage your credit facility with ease. Here's a step-by-step guide to help you through the Mobicred login process:​

  1. Go to the official Mobicred website – mobicred.co.za.

  2. Click the ‘Get Started’ button in the top right.

  3. Click ‘Account Holder Login’ from the dropdown to go to the Mobicred login page.

  4. Fill in your username and password and click ‘Login’.

Mobicred App

If you’ve got a Mobicred account (or you’re planning to open one), the Mobicred app makes life a whole lot easier. It’s available on both the Google Play Store and the App Store

Instead of logging into the website every time, you can just use the app to check your balance, view your credit limit, see what you owe – and more.

Here’s what you can do on the Mobicred app:

  • Keep track of your account – See your available credit, your current balance, and when your next payment is due.

  • View past purchases – Check your transaction history to stay on top of your spending.

  • Shop with ease – Browse thousands of online stores that accept Mobicred, and even jump straight to their apps or sites to shop.

  • Get the deals – See exclusive Mobicred promotions and offers from their partner stores.

Mobicred vs Other Online Casino Payment Methods

Payment MethodTypePay Now or LaterAccepted at Most CasinosFeesSpeedGood For
MobicredDigital credit accountPay later (monthly)❌ Only at LottoStarInterest + monthly feeInstant (via PayFast)Spreading out payments
Credit/Debit CardBank cardPay now✅ Widely acceptedBank fees may applyInstantQuick deposits
EFT (Instant or Manual)Bank transferPay now✅ Widely acceptedUsually free or lowInstant or 1–2 daysLarger or once-off deposits
1VoucherPrepaid voucherPay now✅ Very popularNo feesInstantNo bank account needed
OTT/Blu VoucherPrepaid voucherPay now✅ Widely acceptedNo feesInstantSafe, anonymous payments
SnapScanMobile walletPay now✅ Accepted at some casinosNo feesInstantFast mobile deposits

Mobicred Contact Details

If you need help with your Mobicred account, you can easily reach their support team. Below are the main Mobicred contact details, including the Mobicred WhatsApp number and Mobicred contact number for quick assistance.

Contact MethodDetails
Phone021 126 0700
WhatsApp060 762 8284
Emailcustomerservice@mobicred.co.za
Websitemobicred.co.za

Mobicred FAQs

How does Mobicred payment work?

Mobicred is a digital credit facility designed to facilitate online shopping at participating retailers. It operates by providing users with a revolving credit limit, allowing them to make purchases and repay the amount in monthly installments.

Is RCS and Mobicred the same?

No, they are not the same but they are related. RCS is a registered credit and authorized financial services provider that powers Mobicred, which is a digital credit facility.

How do I unlock my Mobicred account?

If your Mobicred account is locked due to multiple incorrect password attempts, you need to contact Mobicred's service center to have it unlocked.

How do you qualify for Mobicred?

To qualify for Mobicred, you need to be at least 18 years old., have a valid South African ID, cellphone number, email address. and bank account in your name.

What are the Mobicred cash withdrawal requirements?

Mobicred does not offer the option to withdraw cash from your account. Mobicred's credit is intended solely for online purchases through its network of affiliated merchants.

How do I pay off my Mobicred account?

Mobicred users are required to repay a minimum of 7.5% of their outstanding balance each month. These repayments are typically processed via debit order. You have the option to make direct EFT payments to settle your balance earlier without incurring penalties. If you want to settle your account in full, you have to contact Mobicred directly to get the exact settlement amount.

Safe Payments Specialist
Melissa Kruger Author at PlayCasino
Melissa KrugerFactCheckIcon

E-Payments & Casino Payout Specialist

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Melissa Kruger is your go-to gal if you're trying to navigate the complex landscape of online casino payments and withdrawals. She's tried and tested all possible payment methods at South Africa's online casinos, giving her expert knowledge on which to use and which to avoid. From EFTs and credit cards to e-wallets and vouchers, Melissa has dedicated her career to ensuring that players can play their favourite online casino games confidently and securely.

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