If you’re looking for a way to deposit now and pay later at South African online casinos, Mobicred is one of the only options available. While it’s commonly used for online shopping, Mobicred can also be used to fund your casino account — but only at select sites. Right now, LottoStar is the only online casino and betting platform in SA that accepts Mobicred.
If you want to play today and pay in monthly instalments, this guide will show you how to get started.
Online Casinos Accepting Mobicred South Africa
While Mobicred is a well-known digital credit provider in the country, it’s not yet widely accepted by ZAR online gambling sites.
One exception is LottoStar. It’s currently the only notable platform offering this option, making it a go-to for Mobicred users who want to play online.
18+ New Players only. Play responsibly Winners Know When to Stop. Terms Apply.
What is Mobicred?
Mobicred is basically a digital credit account. You apply online, and if you’re approved, you get a spending limit (like a credit card). When you shop at a store that accepts Mobicred, you can choose it as your payment method at checkout. Instead of paying the full amount upfront, you pay it off in monthly instalments.
It’s super handy if you want to spread the cost of bigger buys, and your repayments are all managed in one place. Just remember — like with any credit, you’ll need to pay interest and a small monthly fee, and your account needs to be in good standing to keep using it.
In short? If you want flexible payments for online shopping in SA, Mobicred’s worth checking out.
How Does Mobicred Work?
Mobicred is a digital credit facility, not a traditional standalone payment method like a credit card or EFT. That means it relies on third-party platforms (payment gateways) to:
Safely connect your Mobicred account to the online store
Handle the transaction in real time
Make sure everything’s secure and fully verified
Ensure the merchant gets paid immediately
When you choose Mobicred at checkout, you’re actually using it via a gateway like Payfast, PayU, Peach Payments, or Adumo Online. These platforms handle the secure communication between your Mobicred account, the merchant, and your bank.
In simple terms, the payment gateway acts as the middleman. It verifies your Mobicred details, checks that you have enough credit available, and processes the payment instantly. The merchant (like LottoStar) gets paid in full upfront, and you repay Mobicred in monthly instalments.
Pros & Cons
- Buy now, pay later in flexible monthly instalments.
- Fast online approval process for qualifying users.
- Works securely with trusted gateways.
- Only a few betting sites accept it.
- Can’t use for withdrawals.
- Interest and admin fees apply if not paid quickly.
- Requires a good credit history to qualify.
- Not ideal if you don’t use it often due to monthly fees.
How to Deposit Using Mobicred at Online Casinos in South Africa
Mobicred is mostly known for online shopping, but you can also use it to fund your account at certain licensed online casino sites in South Africa. Unfortunately Mobicred isn’t available to withdraw money from your betting wallet.
Here’s how to use Mobicred to deposit and start playing:
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1. Apply for a Mobicred Account
Go to mobicred.co.za and complete the short online application. If approved, you’ll receive a credit limit (up to R50,000) based on your financial profile.
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2. Activate Your Account
Once your account is set up, you’ll receive login details for Mobicred. You’ll use these every time you make a deposit on a supported casino or betting site.
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3. Sign Up at a Casino That Accepts Mobicred
Currently, LottoStar is the only major South African betting site that accepts Mobicred, and it does it through PayFast, a trusted local payment gateway.
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4. Go to the Deposit Page
Log into your casino account and go to the deposit section. Choose PayFast as your deposit method.
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5. Select Mobicred in PayFast
Once redirected to PayFast, select Mobicred from the list of payment options. Then log into your Mobicred account and confirm the deposit.
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6. Approve the Transaction
You’ll receive a one-time PIN (OTP) via SMS. Enter the OTP to authorize your deposit. The funds will reflect immediately in your betting account.
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7. Repay Over Time
Mobicred will add the amount to your monthly statement. You’ll pay it back in installments via debit order or EFT. You can also settle early with no extra fees.
Mobicred Casinos South Africa
At the time of writing, LottoStar is the only real money online casino in South Africa that accepts Mobicred. It’s not widely available just yet — but if you’re looking to deposit now and pay later, LottoStar is currently your best option.
18+ New Players only. Play responsibly Winners Know When to Stop. Terms Apply.
Lottostar
LottoStar is one of South Africa’s most well-known and trusted betting platforms. It’s fully licensed and offers a massive range of games — including over 1,000 live games, slots, scratchcards, crash games, and even unique fixed-odds betting games called Slotteries. Overall Lottostar’s site is slick, mobile-friendly, and easy to navigate.
How to Deposit with Mobicred on LottoStar
Since LottoStar uses PayFast as a payment gateway, you’ll use that to access the Mobicred option. Here’s how to do it:
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Log into your LottoStar account
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Go to the Deposit section
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Choose PayFast as your payment method
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On the PayFast screen, select Mobicred
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Log into your Mobicred account and approve the transaction
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You’ll get an OTP (One-Time Pin) on your phone to confirm
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Once approved, the money reflects instantly in your LottoStar balance
Easy, fast, and you get to pay it off later in monthly instalments.
Safety and Security
LottoStar is licensed by the Mpumalanga Economic Regulator, and all payments are processed securely through PayFast, which is one of South Africa’s most trusted payment gateways. When using Mobicred, your login and payment details are encrypted and protected at every step, including 2-step verification with OTP.
If you run into any issues while depositing with Mobicred, LottoStar’s customer support team is super helpful. You can reach them via live chat, email or phone.
Alternatives to Mobicred on LottoStar
Not keen on using Mobicred? No worries – LottoStar has a long list of payment options:
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Credit & Debit Cards
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Vouchers like Lottostar Voucher, 1Voucher, OTT, Blu, and Kazang
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Mobile options like SnapScan and Apple Pay
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Crypto via Luno Pay and VALR Pay
Mobicred Application Process – How to Open an Account
Want to try out Mobicred? Here’s how to open a Mobicred account and get started:
1. Before you apply, make sure you meet the Mobicred requirements and have everything you need to qualify for a Mobicred account. You must:
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Be 18 or older
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Have valid South African ID
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Have a bank account in your name
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Have a working email address and cellphone number
2. Go to the Mobicred website (mobicred.co.za) to begin your application.
3. Click on “Get Sarted” in the top right corner and then “Open an Account.”. This will take you to the online application form.
4. Fill in your personal and financial details. Include your ID number, contact info, income, and employment details.
5. Submit the application and wait for a response. You’ll usually get an instant decision on whether you’re pre-approved.
6. If pre-approved, accept the terms and conditions. Carefully read through them and agree to move forward.
7. Upload your supporting documents. This includes a copy of your ID and recent proof of income, like payslips or bank statements.
8. Wait for final approval. Mobicred will do a final check and let you know via email or SMS.
9. Once approved, activate your account. You’ll receive login details so you can access your credit account online.
10. Start using Mobicred to shop or make deposits. Use it at participating stores or betting sites by selecting Mobicred as your gambling payment method at checkout.
Important Notes:
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Mobicred will check your credit history and make sure you can afford the repayments before approving your account — this is part of the National Credit Act's “Responsible Lending” principles.
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If your application isn’t approved, they’ll let you know why
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Need help? You can email them at customerservice@mobicred.co.za or call 021 126 0700.
Mobicred Login Process
Accessing your Mobicred account online is straightforward and allows you to manage your credit facility with ease. Here's a step-by-step guide to help you through the Mobicred login process:
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Go to the official Mobicred website – mobicred.co.za.
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Click the ‘Get Started’ button in the top right.
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Click ‘Account Holder Login’ from the dropdown to go to the Mobicred login page.
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Fill in your username and password and click ‘Login’.
Mobicred App
If you’ve got a Mobicred account (or you’re planning to open one), the Mobicred app makes life a whole lot easier. It’s available on both the Google Play Store and the App Store.
Instead of logging into the website every time, you can just use the app to check your balance, view your credit limit, see what you owe – and more.
Here’s what you can do on the Mobicred app:
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Keep track of your account – See your available credit, your current balance, and when your next payment is due.
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View past purchases – Check your transaction history to stay on top of your spending.
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Shop with ease – Browse thousands of online stores that accept Mobicred, and even jump straight to their apps or sites to shop.
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Get the deals – See exclusive Mobicred promotions and offers from their partner stores.
Mobicred vs Other Online Casino Payment Methods
Payment Method | Type | Pay Now or Later | Accepted at Most Casinos | Fees | Speed | Good For |
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Mobicred | Digital credit account | Pay later (monthly) | ❌ Only at LottoStar | Interest + monthly fee | Instant (via PayFast) | Spreading out payments |
Credit/Debit Card | Bank card | Pay now | ✅ Widely accepted | Bank fees may apply | Instant | Quick deposits |
EFT (Instant or Manual) | Bank transfer | Pay now | ✅ Widely accepted | Usually free or low | Instant or 1–2 days | Larger or once-off deposits |
1Voucher | Prepaid voucher | Pay now | ✅ Very popular | No fees | Instant | No bank account needed |
OTT/Blu Voucher | Prepaid voucher | Pay now | ✅ Widely accepted | No fees | Instant | Safe, anonymous payments |
SnapScan | Mobile wallet | Pay now | ✅ Accepted at some casinos | No fees | Instant | Fast mobile deposits |
Mobicred Contact Details
If you need help with your Mobicred account, you can easily reach their support team. Below are the main Mobicred contact details, including the Mobicred WhatsApp number and Mobicred contact number for quick assistance.
Contact Method | Details |
---|---|
Phone | 021 126 0700 |
060 762 8284 | |
customerservice@mobicred.co.za | |
Website | mobicred.co.za |
Mobicred FAQs
How does Mobicred payment work?
Mobicred is a digital credit facility designed to facilitate online shopping at participating retailers. It operates by providing users with a revolving credit limit, allowing them to make purchases and repay the amount in monthly installments.
Is RCS and Mobicred the same?
No, they are not the same but they are related. RCS is a registered credit and authorized financial services provider that powers Mobicred, which is a digital credit facility.
How do I unlock my Mobicred account?
If your Mobicred account is locked due to multiple incorrect password attempts, you need to contact Mobicred's service center to have it unlocked.
How do you qualify for Mobicred?
To qualify for Mobicred, you need to be at least 18 years old., have a valid South African ID, cellphone number, email address. and bank account in your name.
What are the Mobicred cash withdrawal requirements?
Mobicred does not offer the option to withdraw cash from your account. Mobicred's credit is intended solely for online purchases through its network of affiliated merchants.
How do I pay off my Mobicred account?
Mobicred users are required to repay a minimum of 7.5% of their outstanding balance each month. These repayments are typically processed via debit order. You have the option to make direct EFT payments to settle your balance earlier without incurring penalties. If you want to settle your account in full, you have to contact Mobicred directly to get the exact settlement amount.
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Melissa Kruger is your go-to gal if you're trying to navigate the complex landscape of online casino payments and withdrawals. She's tried and tested all possible payment methods at South Africa's online casinos, giving her expert knowledge on which to use and which to avoid. From EFTs and credit cards to e-wallets and vouchers, Melissa has dedicated her career to ensuring that players can play their favourite online casino games confidently and securely.
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